Ownership Made Easy


3 simple steps that will change your life

We provide three key elements that help make the dream of home ownership a practical reality for moderate-income Calgarians: attractive home prices, forgivable equity loans and a shared appreciation plan that provides you with a financial stake in the equity of your new home. Simply put: the longer you reside in your attainable home, the larger your share of its equity becomes.

No matter how you slice it, buying a home is a major milestone in life. It represents big things like stability, equity, pride and achievement. And it means hundreds of little things like having a pet if you feel like it, or painting a feature wall in your living room chocolate brown without asking anyone's permission. Whatever home ownership represents to you, our team is standing by to make it happen.

This is not some abstract plan for the future; this is a reality we can create for you right now if you fit the following simple criteria:

  • Maximum household income of $90,000/yr for single and dual parent families with dependent children living in the home
  • Maximum household income of $80,000/yr for singles and couples with no dependent children living in the home
  • Your assets are less than 20 per cent of the home’s purchase price (excluding primary vehicle, RESP, RRSP & pension)
  • You can qualify for a mortgage and put $2,000 of your own money down
  • You're willing to take part in one of our home education sessions
  • Your Attainable Home will be your permanent sole residence

Upon your acceptance as an AHCC client, you can choose from a variety of our homes in different parts of the city. Spacious, well-appointed homes with modern appliances, designer fixtures and close proximity to schools, parks and amenities. The last step is simple: When you fall in love with one of the beautiful, attainable homes you see listed on this Website, we provide you with a gifted down payment and you move in!
The following three steps are all it takes for middle-income Calgarians to start living their lives as new home owners:


Complete our confidential online registration form to let us know who you are, what you’re looking for and whether you fit our criteria as an Attainable Homes customer. We also use this information to get a better understanding of what we should be considering when building new attainable homes. Take us up on this remarkable opportunity today and… get in touch. 
Once you've submitted your registration form, we want to ensure you know the basics of being a new home owner. This second step covers all the basics: the Attainable Homes story; the lending and legal partners we’ve enlisted to help you; and the straight-up advice on why it makes so much financial sense to invest in yourself instead of your landlord.
You're almost home. Now that you've met the criteria for participation in our program and you've taken part in our information session, it's time to get pre-qualified for your mortgage. Here you’ll get connected with a preferred Attainable Homes lender of your choice, who will work to craft a mortgage that’s just right for your unique situation.

Are you ready to get started living the life you've always pictured but could never seem to attain on your own?

Then let's begin.

WE MAKE HOME OWNERSHIP HAPPEN

Attainable Homes Calgary Corporation (AHCC) is a nonprofit social enterprise and wholly owned subsidiary of The City of Calgary that delivers well-appointed, entry-level homes for Calgarians who have been caught in the city’s growing housing affordability gap. 

Through our Attainable Home Ownership Program, we connect builders, developers, lenders, lawyers and others to bring down the upfront costs of ownership so qualifying Calgarians can buy their very own home with a $2,000 down payment. Furthermore, when you decide to buy an attainable home, you're also choosing to pay it forward to help another family in the future. When you eventually decide to refinance or sell your home on the market, a share of the appreciation goes back into the program to fund more developments that will help even more people get a foot on the property ladder.

Do you aspire to own a home of your own? Contact us today and let us show you just how attainable this milestone can be.

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